Commission Factoring
Broker commission advances for UAE real estate deals. We purchase the receivable and pay you up to 80% within days of deal confirmation — then collect from the developer ourselves. Not a loan, no collateral, no impact on your credit history.
Led by Olga Zueva, Company, Banking & VisasYou closed the deal, but the money is 30-90 days away — sometimes longer. Developer settlement timelines, not your performance, dictate when commission lands, while rent, marketing, and team payroll run on their own schedule. The cash gap isn't a sign of a weak business; it's the structure of the UAE market. Conventional financing makes it worse: bank approvals take months and put your personal credit history on the line.
Factoring converts future commission into money today. Instead of lending against you, we purchase the receivable from a confirmed deal and advance up to 80% of the commission within 3-5 business days. We then collect directly from the developer when settlement clears, and release the balance to you minus our fee. Because it's a purchase of a receivable rather than a loan, there's no collateral and no effect on your credit history. We assess the developer as well as the deal — drawing on settlement-timeline knowledge across major UAE developers — so the decision is fast and the risk is priced realistically.
You complete a transaction and receive confirmation from the developer or seller.
You send us the deal confirmation and the commission agreement — minimal paperwork, no credit file required.
We verify the transaction and the paying developer. Decision typically within 1-2 business days.
Up to 80% of the commission lands in your account within 3-5 business days of confirmation.
Once the developer settles, we collect directly and release the remaining balance to you, minus our fee.
- → Deal and counterparty (developer) assessment
- → Up to 80% commission advance within 3-5 business days
- → Legal documentation for the receivable purchase
- → Direct collection from the developer on settlement
- → Per-deal reporting
- → Dedicated personal manager
- → No collateral or personal guarantees required
- → No impact on your credit history
- — Not a loan or line of credit — we purchase the receivable, we do not lend
- — No guarantee of advance on deals that fail assessment
- — No advance against unconfirmed deals or deals without a commission agreement
- — No collection or recovery service sold separately from a factored deal
- — No tax, accounting, or wider financial planning
Decision typically within 1-2 business days of application; advance paid within 3-5 business days of deal confirmation. The remaining balance is released after the developer settles, which is generally 30-90 days depending on the developer.
- · A closed deal with confirmation from the developer or seller
- · A signed commission agreement for the transaction
- · A payable counterparty (developer) that passes assessment
- · Accurate deal documentation provided promptly
Not applicable as a standalone package tier. As a first touch, a broker can have a single deal and counterparty reviewed to confirm whether the commission qualifies for an advance — a fast GO / NO-GO read before any commitment.
Factoring on one confirmed deal: deal and developer assessment, up to 80% advance within 3-5 business days, legal documentation, direct developer collection, per-deal reporting, and a personal manager.
Repeat factoring across multiple deals as you close them — same per-deal mechanics with a standing relationship, faster repeat assessment, and no ceiling on the number of advances. A cashflow partner rather than a one-time advance.
Portfolio-level factoring for a brokerage or sales desk: multiple agents and deals under one facility, consolidated reporting, and coordinated developer collection across the book.
Commission Factoring is included in the L2 engagement level. Most clients reach it as part of a sequenced engagement, not as a one-off.
Company formation, bank account opening, residency, visas, compliance
100+ applications: runs company, bank account, visa and compliance as one process — the bank account is the real test, not the company.
Request a pre-screen with Olga ZuevaIs this a loan? Will it affect my credit history?
No. We purchase the receivable from your confirmed deal rather than lending to you. There is no collateral, no personal guarantee, and no impact on your credit history — the assessment is of the deal and the paying developer, not of you.
How much do I receive, and when?
Up to 80% of the commission, typically within 3-5 business days of deal confirmation. The decision itself is usually made within 1-2 business days of your application. The remaining balance is released once the developer settles, minus our fee.
What happens to the rest of my commission?
The balance above the advance is paid to you after the developer settles and we have collected. We handle that collection directly, so you are not chasing the developer or waiting on the settlement process yourself.
Which deals and developers qualify?
Confirmed deals with a signed commission agreement and a payable developer that passes our assessment. We assess the developer as well as the deal because settlement reliability and timeline vary across UAE developers — that assessment is what lets us decide quickly and advance with confidence.
What does it cost?
Pricing is set per deal and depends on the commission, the developer, and the expected settlement timeline. We confirm the exact terms during the pre-screen, before you commit to anything.
How is this different from a bank facility?
Speed and structure. There's no months-long bank approval and no collateral — decision in 1-2 days, money in 3-5. And because more deals simply mean more advances with no ceiling, it scales with your business rather than capping it.
Not sure where you stand?
Request a 15-minute pre-screen with a named expert. You'll get a realistic Banking Roadmap — no obligation.
No pitch. If we can't take your case, we'll tell you.
Olga Zueva · Company, Banking & Visas